1. Go to www.vanaplus.com.ng to identify the name and SKU number of the product(s) of your interest.
2. Go to www.vanaplus.com.ng/vcredit to fill the application form. You will get a response on your application within 3 working days of submission
3. If approved, you will get an email directing you to pay the upfront deposit and shipping fee with your card or bank account online.
4. Once you’ve paid the deposit, your order is processed and will be delivered within a few days.
5. After the first month, you will be automatically debited every 30 days for the unpaid balance, for the next 3,6 or 12 months depending on the plan you choose.
- Lending Tenor : ₦50,000 – ₦500,000.00 (3 OR 6months)
: ₦500,001 – ₦999,000 (maximum tenor of 10months)
: ₦1,000,000.00 & above (maximum tenor of 24months)
Interest rate : 4% flat (monthly) for amounts within ₦50,000.00 – ₦999,000.00
: 30% per annum for ₦1,000,000.00 and above.